Do you know how to protect your credit card this vacation?
When going on vacation, one of the concerns is usually if the money will be enough, and not to get into trouble, many choose to use the credit card and thus stop worrying about the lack of liquidity.
This can bring some pros and cons, basically because you risk overindebtedness, but also because when using it outside the country, it is necessary to take certain points into account to protect it:
Activate before leaving the country
Normally, if you plan to use it outside the country, you must notify the bank, so that there is no problem and you can use it freely in the place you want. It is not necessary to specify the city, it is enough to name the country and the period in which it will be out.
Save the shopping vouchers
To avoid inconvenience once you return and if necessary, you can submit any claim, it is important that you keep proof of purchases and expenses you make. It may sound tedious, but it is important, especially when it is outside.
Do not use it for everything
Mainly because you are in danger of spending more than you can afford. In addition, you can attract looks if you don’t stop using your card again and again. It is true that it is safer than cash, but it can also be easier to steal. So it is important that you make sure you know where you keep it and keep it safe.
Check the application of your cell phone after using it
If you have the bank application installed on your cell phone, you can check your card statement and this will allow you to check if the amounts added are correct. In addition, you will also see the equivalent in your local currency and thus check the exchange rate of the financial entity, which can often harm you.
Remember, in addition, that there are some cards with specific benefits for people who travel constantly. If that sounds like your profile, compare the cards and find the ideal one.